Health Care Costs
an article by our site
Spending on health care in the U.S. has risen from nine percent of the gross national product in 1980 to 12 percent in early 1990 to 18 percent in 2012. It is predicted to reach 30 percent by 2020. Employer spending on health insurance has risen three times faster than wages since 1980 and was $140 billion in 1988. Employment-based coverage remains dominant source of health coverage, but continues to erode: Employment-based health benefits remain the most common form of health coverage in the United States. In 2009, 59 percent of the nonelderly population had employment-based health benefits, down from 68.4 percent in 2000. (Source: Sources of Health Insurance and Characteristics of the Uninsured: Analysis of the March 2010 Current Population Survey, Sept. 2010, Paul Fronstin, Employee Benefit Research Institute)
The cost to cover the typical family of four under an employer plan is expected to top $20,000 on health care in 2012, up more than 7% from last year, according to early projections by independent actuarial and health care consulting firm Milliman Inc. In 2002, the cost was just $9,235, the firm said. While employers still shoulder a majority of health care expenses, employees have been paying a larger portion of the total amount every year. (Source: "Family health care costs to exceed $20,000 this year," CNNMoney, Jessica Dickler, 2012)
Two forces are combining that will drive the need for and cost of health care even higher in the future: AIDS and the aging population. The demand of AIDS on the health care system points to its weaknesses: lack of preventative medicine, shortage of facilities to treat chronic conditions, and no universal access to health insurance. AIDS is costing the U.S. government $21.5 billion in 2012. The aging population required 23% of the spending on personal healthcare in 2010 via Medicare, and 17% of the spending on personal healthcare in 2010 via Medicaid.
And GBI Research, a business intelligence firm, says that the US wastes $800-$900 billion on health care in 2012, calling out “Avoidable care, incompetent hospital management and administrations scams” as the culprits. (Source: "Healthcare in US wastes $750 – $900 billion per year," Patrice Sarath, Bizmology, 2012)
There are 18.6 million Americans already 75 years old and over (that's 5.9% of Americans) in 2010. (Source: http://www.census.gov/population/age/data/files/2011/table1.csv)
By 2040 baby boomers will push this 75 years old and over group to 37 million. And these are conservative figures, based on no changes in the decline of mortality, which has been declining at the rate of two percent per year. So, if mortality continues to decline at two percent per year, there will be over 46 million 75-to-84-year-olds in 2040. (Source: Edmondson, Brad, "AIDS and Aging," American Demographics, March 1990)
And the longer people live, the higher the cost of keeping them alive. Aging is already stressing American hospitals. And so are AIDS patients, especially in New York City, where there is a lack of community care (as compared to San Francisco which has an extensive community care programs that keeps AIDS patients out of the hospital longer) making it difficult to find beds for patients with other problems. The U.S. population of persons 65 years or older numbered 40,267,984 in 2010 and is expected to increase to 72.1 million by 2030. Coupled with falling birth rates and lengthening age expectancies, the U.S. population is rapidly aging. See The Aging Population.
Today the United States spends 18 percent of its gross national product on a health care system that excludes millions of people and that's threatened by AIDS and aging. In contrast, Canada provides care to everyone at 8.6 percent of its GNP. Other Western countries spend even less with national health insurance. The health care system in the United States must continue to grow (universal care is picking up speed at the state level), but not by providing high-tech extensions of life, but by preventing problems, curing acute conditions, minimizing the effects of chronic disease, and accepting death with dignity. (Source: Edmondson, Brad, "AIDS and Aging", American Demographics Mar. 1990)
Data: OECD Health Data 2012 - Frequently Requested Data, image: Wikipedia User: Timeshifter
Of each dollar spent on health care in the United States, 31% goes to hospital care, 21% goes to physician/clinical services, 10% to pharmaceuticals, 4% to dental, 6% to nursing homes and 3% to home health care, 3% for other retail products, 3% for government public health activities, 7% to administrative costs, 7% to investment, and 6% to other professional services (physical therapists, optometrists, etc). (Source: U.S. Healthcare Costs: Background Brief, KaiserEDU.org)
For the first time in Gallup trends since 2000, a majority of Americans (54%) say it is not the federal government's responsibility to make sure all Americans have healthcare coverage. In 2012, 67% of Americans describe the U.S. healthcare system as either being in a state of crisis (16%) or having major problems (51%). Americans are widely dissatisfied with the cost of healthcare in the U.S.: 22% are satisfied and 77% are dissatisfied. And 41% of Americans rate healthcare coverage in the U.S. positively—as excellent or good—while a combined 58% say coverage is only fair or poor. And 62% of Americans rate healthcare quality as excellent or good. (Source: "In U.S., Majority Now Against Gov't Healthcare Guarantee", Gallup Politics, 2012, Gallup's annual Health and Healthcare poll, http://www.gallup.com/poll/158966/majority-against-gov-healthcare-guarantee.aspx)
The main 'accomplishment' of Obama's presidency wasn't produced by him but by Edward Snowden, who shined a light on Obama's shocking lies for all to see
Of course, the "(un)Affordable Care Act," also known as Obama's Folly or ObamaDon'tCare, just made things worse, in 2013-2014. Much worse—as it makes insurance companies richer than God. (And it's supposed to be the signature "accomplishment" of his presidency! In our opinion, the main "accomplishment" of his presidency wasn't produced by him but by Edward Snowden, who shined a light on Obama's shocking lies for all to see. Snowden has performed a great public service, simultaneous with Obama and his infamous ObamaDon'tCare performing a monolithic disservice (Trump is right.). Edward Snowden, Whistle-Blower—the Editorial Board of The New York Times praised Snowden as a whistleblower: ". . . he has done his country a great service." Edward Snowden has received lots of well-deserved awards, prizes and compliments from various sources around the world. We DO want U.S. national security. We DON'T want Obama's Frankensteinian version of Orwell's 1984!)
Your government watches your every move: 1984, here we come!
Once they create the technology, can the thought police be far behind NSA's outrage of spying on us decent citizens?
ObamaDon'tCare "accomplished" the following: People losing coverage all over the place, after being promised that no one would lose coverage and rates wouldn't increase, so now there is more people than ever without insurance and rates did go up. He promised people could keep their current policy, yet his Folly created conditions whereby many of these current policies were cancelled—another prevarication.
The overall plan seems to be that senior citizens and the middle class would somehow pay for both their own health care and the lower class's care as well, even though most of the middle class was already struggling with finances as things were (various types of insurance premiums [including health insurance], childcare, elder care, kids college money, mortgage payments, car payments, rising food and clothing prices but stagnant or decreasing income), and seniors have been struggling for years to try to stretch Medicare payments to cover heat, food, and meds.
Yet, after promising he wouldn't gut Medicare to finance the idiocy which constitutes ObamaDon'tCare, he finally admitted he would do just that. Obama's incredibly incompetant planning created a website for signups that was broken—Obama's Folly solidified the picture below of the President in everyone's mind, since he once again (remember the shocking NSA-spying lies?) lied to our faces:
The Affordable Care Act (Obama's Folly) solidified this picture of the President in everyone's mind
Although a close competitor to the above picture is this one depicting the way he approaches his presidency job
If you think the above clown picture is an unfair portrayal or an exaggeration of the way he approaches his presidency job, consider that the ass clowns that he got to put together his disastrous HealthCare.gov website know very little about internet security or are lazy or slackers or—more likely—all three of these. The result of hiring such ass clowns to build the site are potentially disastrous for the people who've signed up. The vulnerabilities and security holes are so eggregious that hackers can learn people's private information and use it to perform identity theft on millions of people. In other words, the site is "a breach waiting to happen," in the words of one security expert. If you think the huge Target breach was something, you ain't seen nothin' yet. The ObamaDon'tCare website has more bugs than a cornfield. See Experts Call Healthcare.gov Security ‘Shameful’.
What is the point of having the NSA and the Department of Homeland Security and the CIA and the FBI strive to make Americans safe and then hire second rate ass clowns to make a site dealing with our personal information, which has resulted in a site so vulnerable that a second rate hacker could exploit it? Did Obama secretly hate Americans? What gives here? All this clearly adds up to impeachable offenses in our opinion, but now we have Trump so Obama is no longer around, thank the Lord. Obama was, without a doubt, the worst president in history—he gave us the gift that keeps on giving: ISIS. It is really too bad Congress never responded to the disastrous ISIS situation with a bit of guts and insight, drafting Impeachment documents. What were they waiting for? By the way, we backed Hillary in 2008. Don't you wish you'd done so?
Hillary was infinitely better than Obama in 2008 AS THE EVIDENCE CLEARLY SHOWS (please ignore the fake news lies about her—it's just the G.O.P.'s way of cheating and playing dirty in their 2016 election campaign)
We bet you can guess how Obama reacted to the news that security experts had determined that his site is a disaster waiting to happen. He did what all bureaucrats do: cover their asses quick with damage control tactics. In this case he trotted out three senior "technology experts" from within the Health and Human Services Department who did what their boss Obama told them to: issue a press release that says: "Health care website has passed security testing, experts say." No real expert would ever say such a thing, but a flunky trying to save his job will spew any lie you tell him to. The people that really understand security are saying the site's security is crap. These are people who tell the truth in their site analyses. Obama was hoping that lies delivered by flunkies will satisfy the nervous people who signed up.
The very definition of how bureaucracy operates is CYA (cover your ass) by actually doing nothing to rock any boat